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Guide

Think Beyond the $200 Amex Airline Incidental Credit

The Amex Business Platinum’s $200 airline incidental credit can be surprisingly difficult to use organically. But maximizing the card doesn’t necessarily mean finding a way to use every dollar.

This Advanced Strategy reframes how to choose your airline of choice by looking beyond the incidental credit to another potentially much more valuable benefit tied to that same selection: the Business Platinum’s 35% Pay with Points rebate.

Inside, we cover:

  • Why the $200 incidental credit has become harder to maximize
  • How your airline selection also affects the 35% Pay with Points rebate
  • Why retained Membership Rewards points can outweigh an unused credit
  • How changing your airline selection may create additional flexibility
  • Why waiting to select an airline can preserve optionality

The difference between maximizing an individual benefit and maximizing the card

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